Through a team approach is responsible for the marketing, business development, negotiating, analyzing and structuring of complex agribusiness accounts including Nursery/Greenhouse operations. Provides assistance on other complex agribusiness accounts as requested by the Chief Credit Officer. Responsible for recommending and coordinating the purchase/sale of participation loans. Builds and maintains positive relationships with high profile borrowers and their business partners. Ability to interpret and communicate complex financial issues and industry trends with borrowers and team members.
Leads in the marketing of high profile agribusiness accounts with an emphasis on greenhouse and nursery operations. Coordinates with other branch employees and account officers to provide high quality service and share appropriate information.
Manages existing portfolio to ensure excellent customer service and retention of large, high profile clients.
With the support of a credit analyst, interpret and evaluate financial information to arrive at a quality credit decision consistent with association underwriting standards.
With the support of the Agribusiness team monitors loan servicing plans and tracks loan covenants and ensures appropriate compliance reports are received. Reports to and updates management on accounts on regular basis
As a part of the Agribusiness team, build expertise in the greenhouse and nursery industry, credit, finance, technology and other needs of the agribusiness market.
Management skills required including organizing and planning, judgment, decisiveness, analysis, delegation
and control, communication and interpersonal skills.
Demonstrated competencies in credit administration and loan servicing.
Demonstrated supervisory skills.
PROBLEM SOLVING AND DECISION-MAKING
Functions under managerial direction.
Makes decisions of approval or recommendation on large corporate and complex loans. Determines proper
structure, loan servicing plan and monitoring. Also makes decisions on unplanned loan servicing
(treatments) requests on these loans and determines what functions can be delegated to branch office
personnel on routine servicing and monitoring.
A minimum of 5 years of commercial credit experience in an agricultural-related field.
Extensive knowledge of agricultural.
Bachelor's degree in Business, Finance, or Agricultural field. Advanced education preferred and/or
certificate from a graduate school of banking.
Maintains a current awareness of economic developments and production technology affecting agriculture.
Office Location: Preferred location is Fostoria, Ohio.
General office environment.
Travel between branches, customer location visits (approximately 60% of the time) and some overnight travel is required.
Physically able to handle files.
Applications accepted until position is filled.
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.
If you need a reasonable accommodation for any part of the employment process, please contact us by email at firstname.lastname@example.org and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.
For more information about our commitment to equal employment opportunity, please click here.